In part 3 of our 3-part series covering concerns about interest rates (part 1), inflation (part 2), and what these influences mean to you we come to the heart of the matter: When interest rates, inflation, or both are on the rise, what’s an investor to do?
History supports an expectation of investment growth, especially for those that can accept periods of uncertainty. Which periods of pronounced uncertainty do you remember? Can you spot the -34% bear market related to the COVID-19 Pandemic?
Tax season is one of the most active times for identity theft and targeted phishing attacks. Here's what you can do to protect yourself.
We can all agree that things are getting more expensive. What to do about it is up for debate. In part 2 of our 3-part series, we will discuss the basics of inflation and some things to consider going forward.
The U.S. Federal Reserve raised its target rate recently, hoping to help our economy keep good time. Will it work? Only time will tell. When even a few cogs get jammed, it can stymie the entire operation. Allow us to explain what the Fed Rate is and what it means to you. Part 1 of a 3-part series.
If you've been reading the daily headlines—watching markets stall, recover, and dip once again, you may be wondering whether there’s anything you can do to avoid the motion sickness. Surprisingly, when it comes to your life savings, "unpredictability" isn’t usually your biggest threat… attempting to avoid it is.
Over the last 50 years, the average "bear market" lasted 11 months and declined more than -30%. But, the average experience is far from typical, as the enclosed image shows.
It is not whether your financial professional is your fiduciary or not - it's how their fiduciary status actually works (and when).
What are your investments really costing you? If you’re not sure, you’re not alone. It’s not like you’re handed a menu of charges to choose from when it’s time to place your order. Let’s fill in some of the blanks.
An illustrated world review of selected capital market results in 2021.
While the common house cat might not be your first pick when thinking of animals to model your financial planning and investment styles after, your favorite furry friend has several qualities that might be beneficial to your finances.
There are three certainties in life: death, taxes, and change. Here is an in-depth review of the tools and techniques we use to reduce one of those certainties: your lifetime tax bill (or beyond, through a tax-efficient transfer to heirs).
Here are six of the best year-end practices that we're sharing with clients.
Simply staying invested helps outpace the impact of inflation over the long term.
Surprised to receive a Medicare IRMAA letter from the Social Security Administration? You're not alone! Beware that certain levels of income can increase your Medicare premium(s) by 47%, 119%, 190%, 262%, or 286%.
A summary of recent tax legislation, much of which was expected to be enacted in 2021, before stalling in Congress. While the final language remains uncertain, many of the proposals could become law. Ask us to show you your potential impacts in a personalized "what if" proposal.
It's time to review your Medicare options for 2022. Let's review your Open Enrollment Period options and look at changes to Medicare benefits for 2022.
The sooner you apply for the FAFSA after October 1, the more likely your efforts will pay off. Students who file the FAFSA during the first three months [October to December] tend to get twice as much grants, on average, as compared with students who file the FAFSA later
In our daily lives, we all make decisions regarding what we can afford. The "affordability" of debt is no different. While the government has taken on more debt, households tell a different story.
If your financial professional works in a fee-based firm, they can say they don't work on commission. But they still might. What you likely want is a fee-only firm.