Spring is an ideal time to clean up clutter. To assist you, Open Window is offering free document destruction during the weeks of April 17th to 28th. Drop your documents by anytime to be securely recycled, or schedule a time with us within.
A tax-focused understanding of your finances is a crucial component of preserving and growing wealth. With tax rates set to rise in 2026, a tax-focused financial strategy is now even more crucial, regardless of your age or income-level. Here are a few tips to get around the myths we see tripping up high-earners and good savers.
An electrocardiogram (ECG/EKG) of someone experiencing heart trouble looks eerily similar to the stock market from month to month. With so much volatility - up one day, down the next - and with the average individual investor’s portfolio declining 27% last year, it's no wonder investing in the stock market is viewed as risky. However, with the right investment approach, positive results are still the expectation rather than the exception, as we show within.
Major highlights and an interactive checklist to help you to decipher the SECURE 2.0 Act, a 4,155-page bill enacted on December 29, 2022. Employers and the government play a role in your retirement, but much of the preparation ultimately falls on you. That’s America for you. The good news is, you get to call your own shots. The bad news is, you have to!
An illustrated world review of capital market results in 2022. Stocks had their worst year since 2008, and bond prices fell as inflation reached a four-decade high. Markets may have been down, but history suggests there are brighter days ahead.
As you approach retirement, one of the most complex, important, and valuable financial decisions you can make is when to claim Social Security. Here are some key points and considerations to think about as you consider your Social Security benefits.
Believe it or not, another year has rounded third base and is dashing toward home plate. That said, there’s still time to make a few good plays in 2022, while positioning yourself to score in the year ahead. Here are a few of the base hits and home runs that we're sharing with clients.
Whatever your reason for giving this year, it’s important to be intentional. With a little strategic planning, your existing charitable contributions can go further, while creating tax benefits for both you and your chosen charity. A donor-advised fund can supercharge your existing giving. Here's how.
Some investors worry about the stock market sinking after a recession is officially announced. But history shows that markets incorporate expectations ahead of economic reports. Investors who look beyond headlines may be better positioned for long-term success.
Were you surprised to receive a Medicare IRMAA letter from the Social Security Administration? You're not alone! Beware that certain income levels can increase your 2023-year Medicare premium by 47%, 119%, 191%, 262%, or 286%. And yet, some people might still pursue a higher premium and be glad they did!
Do you have a long-lost retirement account left with a former employer? Here's how to identify lost accounts and reclaim your money! From retirement accounts to refunded utility payments, safe deposit box contents, and more, you’d be surprised at what may have disappeared over the years!
It's the time of year again to review Medicare options. The Open Enrollment Period — which begins on October 15 and runs through December 7 —is an opportunity to switch to a better Medicare health and prescription drug plan. Let's review the Open Enrollment Period options and look at changes to Medicare benefits for 2023.
Heightened levels of market uncertainty across stock and bond markets alike may have left you once again wondering whether this time is different. Let's examine the severity of current events and consider what causes them to loom so large, while also recognizing how easy it is to rewrite memories of past challenges.
If you're aiming to get your student debt canceled under the White House's new program, here is what you need to know. Alternatively, for those that still need financial aid to pursue their dreams, here is how to proceed. The sooner you apply for the FAFSA® after October 1, the more likely your efforts will pay off.
We make a living in what we get, but we make a life in what we give. "It was scary to cut all of my hair off, but I felt like I was truly doing something meaningful for someone." If you're inspired by Lindsey's experience, please consider donating to Wigs for Kids through your Charitable Gift Fund or at www.wigsforkids.org/monetary-donation.
While the outcomes of the November 2022 mid-term elections are uncertain, one thing we can count on is that plenty of opinions and prognostications will be floated in the months to come. Let's take a look at how U.S. markets have performed during or after a U.S. election. Can you identify a pattern?
Markets often surge, just when we’re most convinced they never will. When you guess wrong, missing out on even a few of the market’s best days each year can have a significant impact on cumulative returns.
A report on the rising popularity of direct indexing - what it is and how it works, and if might serve as a solution for managing a prudent portfolio.
Six ways a recession resembles a bad mood. For example, they're both difficult to define, best seen in retrospect, and part of life. Although we can't control the world around us, we can control how we react to it. As your advisor, we can assist with that.
Roth accounts offer tax-free growth and tax-free withdrawals. But these benefits can be hard to come by, especially for high earners. Should you consider a tax-free Roth? We’re discussing what you need to know below.