Open Window's Insight Articles

Our unconscious rules and beliefs about money—also known as “money scripts”—can have a big impact on the financial decisions we make. Part one in this two-part series introduces the idea of money scripts, so you can start to identify where these ideas may have an impact on your life. In the second part, we’ll offer strategies for flipping the script on these common beliefs. Stay tuned! In the meantime, if you're curious about your personal money scripts, click through to take our private and clinically tested money script evaluation at www.openwindowFS.com/moneyscripts.

Is your money stuck in places it shouldn’t be, like low-yield banks, outdated investments, or even forgotten accounts? Just as WD-40 reduces mechanical friction and keeps things moving smoothly, the right financial insights can help you "unstick" your finances, optimize performance, and smooth the way to greater financial peace of mind. Within, we explore a few of our favorite practical strategies to reduce common inefficiencies, tackle gritty challenges, and unlock your financial potential. Let’s make this year one of your best yet!

As winter settles in, reflect with us on sunnier times. Envision your finances as a garden—what actions would deserve your attention? Here are our four favorite items worth tending to as 2024 approaches… plus a reflection on how to make the most of the remaining year.

Which specific investment ideas work, and can they be relied upon going forward? Within, we review the most important academic insights that, in aggregate, offer us a clearer pathway with which to navigate the world's daily twists and turns.

The 80/20 rule suggests 80% of an outcome is the result of 20% of the effort put into it. In that spirit, here are three financial best practices that pack a lot of value per “pound”.

Believe it or not, another year has rounded third base and is dashing toward home plate. That said, there’s still time to make a few good plays in 2022, while positioning yourself to score in the year ahead. Here are a few of the base hits and home runs that we're sharing with clients.

Heightened levels of market uncertainty across stock and bond markets alike may have left you once again wondering whether this time is different. Let's examine the severity of current events and consider what causes them to loom so large, while also recognizing how easy it is to rewrite memories of past challenges.

Markets often surge, just when we’re most convinced they never will. When you guess wrong, missing out on even a few of the market’s best days each year can have a significant impact on cumulative returns.

Here are six of the best 2021-year-end practices that we're sharing with clients.

To survive, we focus on danger. Bad things can happen very fast. Good things, in contrast, take time, and we often fail to appreciate them.

Are low interest rates here to stay? After analyzing 800 years of real interest rates, a working paper from the Bank of England seems to say so.

Sometimes, a big income just means bigger expenses; and great wealth means greater problems. Here are a few concerns that we're hearing from clients like you.

The investment instructions below are essentially identical to certain instructions I’ve laid out in my will. It is what I believe is best for my family's investment assets after I am gone.

Should you rely on the prediction of the economist or the toss of a coin? The answer seems obvious, but it isn’t.

The coronavirus pandemic has created much additional stress but it also this silver lining: It’s caused us to be conscious of how fleeting life can be. Perhaps it’s an opportunity to recognize the pernicious effect of stress on our health and to start a program to de-stress.

Many investors premise their decisions on the detection of patterns, but the track record of pattern seekers isn't encouraging.

Is it possible that deriving happiness from simply being kind has a basis in science?

The anxiety caused by both a volatile stock market and an existential threat to our health transcends anything most of us have experienced. It’s very frustrating when we turn to “experts” and they can’t provide answers.

From insuring your art collection to storage fees and more we're coaching you through some of the typical costs you can expect to pay as an art collector.